Privacy Policy

Privacy Policy

Introduction

At https://commercial-loan-wholesale-irving-tx.texasbizloans.com (hereafter referred to as “the Company” or “we”), we are dedicated to protecting your privacy and securing your personal data. This Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA) and its subsequent amendments (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Customer Data Protection Act (UCPA)
  • Connecticut’s Consumer Transparency and Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our website, https://commercial-loan-wholesale-irving-tx.texasbizloans.com, including applications, services, and products offered through our platform. However, please note that this policy does not extend to third-party platforms, applications, or services accessible via links on our site, which have their own privacy policies governing user data.

Processing Activities

This policy covers scenarios where:

  • You utilize our applications and services as an authorized user.
  • You visit websites linked to this Privacy Policy.
  • You receive communications from us, such as newsletters, emails, calls, or texts/SMS messages.

Personal Data Collection

We collect a variety of personal data, including:

  • Account Information: Details related to your account creation and management.
  • Payment Information: Data needed for processing transactions and billing.
  • Financial Information: Financial records and details required for lending services.
  • Purchase Information: Insights into your purchasing behavior and preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device for improved user experience.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Your opinions, comments, and suggestions to enhance our products and services.
  • Social Media Information: Data from social media platforms when you engage with us on these platforms.
  • Product Information: Details about products you view, purchase, or express interest in.

We collect this data through direct user input, interactions with our platform, and automated technologies. Additionally, third parties may share personal information with us, adhering to their respective privacy policies.

Cookies

We employ cookies to enhance your user experience and gather analytics. Cookies are categorized as:

  • Strictly Necessary: Essential for navigating our site and using its core features.
  • Preference: Personalize your experience based on your settings and preferences.
  • Analytics: Help us understand how users interact with our site, enabling improvements and tailoring content.

Users can manage non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data for the duration required by law or for the specific purpose it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data to ensure your privacy.

Security Measures

We implement robust organizational safeguards and security protocols to protect your personal data. This includes encrypted communication channels and engagement with secure third-party processing partners.

Children’s Privacy

Our services are not intended for individuals under 18 years of age, and we do not knowingly collect personal data from children in this age group.

Your Rights and Choices

In accordance with applicable privacy laws, you have certain rights regarding your personal data, including:

  • The right to access and request a copy of the personal information we hold about you.
  • The right to correct or update your personal data if it is inaccurate or incomplete.
  • The right to request the deletion of your personal data under certain circumstances.
  • The right to restrict the processing of your personal data in specific situations.
  • The right to object to the processing of your personal data for direct marketing purposes.

To exercise these rights, please contact our Data Privacy Officer using the details provided below.

Contact Us

If you have any questions or concerns regarding this Privacy Policy or your personal data, please reach out to our Data Privacy Officer at:

We regularly review and update this Privacy Policy to ensure it remains comprehensive and accurate. Your continued use of our services constitutes your acceptance of this policy.